Financial Aid

Financial Aid

Financing a seminary education involves much more than paying bills. It requires prayerful planning and budgeting, good money and time management skills, and joyful receiving of gifts! This guide describes eligibility and application processes as well as the different kinds of financial aid available. In order to assist you, please see the current ESTIMATED COST OF ATTENDANCE 2015-16 (pdf – opens in new browser window) for each degree program.

Applying for Financial Aid

Who is eligible?
There are three classifications of eligibility:

  • Students who are enrolled at least half-time (minimum of two courses per semester) in a degree program (MDiv. MAR, MAPL)
  • Students who are enrolled at least half-time or in Writing Status in an advanced level degree program (STM, DMin)
  • Students in an approved special program at the first professional level
  • Students in the PhD program for the first three years as full-time, and up to three additional years in Writing Status

All students must be a U.S. citizen or permanent resident.

When should I apply?
The ideal time to apply for financial aid is when you complete your application for admission or as soon as possible after being admitted. Since grants are awarded on a rolling basis and because the grant pool, while ample, is limited, an early application is recommended. Those who complete applications by April 15 will have priority for the highest percentage of financial aid. The deadline for application for financial aid for new students is July 1 for the fall semester and December 1 for the spring semester.

How do I apply?
There are three ways to apply for financial aid:

  • File a FAFSA (Free Application for Federal Student Aid) with the Department of Education. This can be done online at www.fafsa.govThe seminary school code is G03292. (You must obtain a FAFSA ID – learn more at
  • Complete and submit the LTSP Financial Aid Application.
  • To apply for a Direct Loan, go to and complete the Graduate Unsubsidized Master Promissory Note (MPN) and Entrance Counseling as instructed. The school code is the same as for the FAFSA (G03292)

Where can I direct any questions I might have?
Based upon a memorandum of understanding between The Lutheran Theological Seminary at Philadelphia and the Lutheran Theological Seminary at Gettysburg, LTSP financial aid services will be shared.

  • For all technical financial aid questions related to loan eligibility, packaging and disbursement, please contact:
Susan Kowalski
Financial Aid, The Lutheran Theological Seminary at Gettysburg
Phone: 717-338-3008
  • For general financial aid counseling for applicants and committed incoming students, please contact:
Trina Johnsten
Vice President for Student Vocation and Formation
  • For general financial aid counseling for returning students, please contact:
Heidi Rodrick-Schnaath
Director of Student Services
  • For VA or GI Bill related matters, please contact:
Marlita Lee
Administrative Assistant, Admissions

All final decisions regarding financial aid are determined by the Financial Aid Committee at LTSP.


Sources of Financial Aid

Federal Work Study Program

LTSP participates in the Federal Work Study program (FWS) provided by the United States Department of Education. FWS positions are available on and off campus for students who qualify. FWS is awarded upon request and dependent on student level of need. FWS positions are intended as VERY part time. Student workers are restricted to 10-12 hours per week in any position or combination of jobs. Most positions pay $8.50. Positions are posted at the beginning of each academic year, or when available. See the jobs available for the current academic year at links below.

Please follow these steps to apply for a Federal Work Study Position:

• Check your award letter to confirm that you have been approved for Federal Work Study.
• Check Job listings and print the job description for which you are applying (below).
• Complete a Federal Work Study Employment Application for each job you wish to apply (Do not send to the job supervisor) and drop off to the Enrollment Services front desk. 
 The application(s) will be forwarded to the respective supervisor.
• The supervisor will contact you directly if she/he desires an interview.
• Once hired you will need to pick up a Federal Work Study folder from Enrollment Services. Once completed, return to Enrollment Services and these will be forwarded to the Business Office for you.

Positions are paid bi-weekly. All time cards should be signed by departmental supervisors and then put into Mariam Nowar’s LTSP mailbox (Director of Finance) prior to 12 pm on Wednesdays of the pay cycle.

NOTE: AN AWARD OF FEDERAL WORK STUDY DOES NOT GUARANTEE A WORK STUDY JOB. We have limited funding for this program and jobs go quickly. If you are not hired for a Federal Work Study job, other opportunities are presented to the office and we will send out email blasts to all students.

 2015 Federal Work Study Job Opportunities 

Admissions Assistant I
Admissions Assistant II

After School Tutor Community Service
Contextual Education Office Support
Facilities Assistant
Faculty Assistant
Graduate Writing Tutor
International Student Assistant
IT Assistant
Library Archives Assistant
Library  Circulation Desk I
Library Circulation Desk II
Library Student Shelver
Lutheran Quarterly 
MA Programs Assistant
Mission Advancement Assistant
Receptionist (Brossman Front Desk) (FWS and non-FWS positions available)
Student Services Assistant
UTI Administrative Assistant

  • For questions about federal work study, please contact:

Human Resources

LTSP Student Support Grants
The seminary is able to provide substantial Student Support Grants thanks to the generosity and partnership of individuals throughout the church and support from the Evangelical Lutheran Church in America (ELCA) and other denominations. The majority of the seminary’s full-time students receive generous Student Support Grants.

Who is eligible?
Full-time first theological students (MDiv, MAR, MAPL) are eligible for grant aid as determined annually by the Financial Aid Committee. To be considered full-time, a student must be enrolled in at least 8 units of course work per academic year (defined as August-May). Aid is available for up to 6 semesters for MDiv students and up to 4 semesters for MAR and MAPL students.

Half-time first theological students (MDiv, MAR, MAPL) are eligible for grant aid as determined annually by the Financial Aid Committee. To be considered part-time, a student must be enrolled in 4-7 units per academic year (August-May). Aid remains available as long as the student continues to take courses at the required pace.

How do I apply for Grant Aid?
Applicants must complete the Seminary’s Application for Financial Aid and submit it to the Financial Aid Office by the required dates:

  • April 15 for August/Fall Admission
  • December 1 for January/Spring Admission

A new application must be completed for each year of study.
Late applications for Financial Aid for fall admission may be submitted until July 31; however, aid may be limited to Federal Direct Student Loans and Federal Work-Study (FWS) as late availability of grant aid cannot be guaranteed.

What do I need to qualify for Grant Aid?
All Seminary Support recipients
must maintain satisfactory progress toward their degrees based on their program of study (full-time/ part-time).

Aid is based on enrollment. Full-time students must maintain 8-10 courses per year, part-time students, 4 courses per year. Larger course loads will not warrant an increase in aid and students who drop below their awarded enrollment will have their aid reduced.

All financial aid decisions are made by the Financial Aid Committee.



Merit Scholarships for Full-Time Students
Full-time first professional students who have completed at least one semester of study become eligible for Special Scholarship awards. Each year the Financial Aid Committee or the Dean nominates students, recommended by the faculty, as recipients of the following scholarship:

The Ted C. Womer Leadership Award
One award is granted annually with the possibility of renewal. Recipients shall demonstrate exceptional dedication and commitment to the church, outstanding leadership qualities, and academic ability. The award is funded by earnings from an endowment established by St. John’s Lutheran Church, Stamford, CT.

The Dr. and Mrs. William Reifsnyder Leadership for Mission Endowed Scholarship
One award is granted annually to a first-year student with a B+ or better prior academic record and exceptional leadership potential.

The Roy L. Winters and Sarah Stober Winters ScholarshipS
One award is granted annually to a member of the first-year class. Consideration is given to academic merit, promise for ministry, and financial need.

The Traci L. Maul Awards
One or more awards are granted annually to a student or students who have finished the first year of study and who exemplify the qualities of Pastor Maul: outstanding leadership potential for ministry, active contribution to seminary community life, and academic strength. This award is funded by earnings from an endowment created in memory of the Rev. Traci L. Maul, MDiv 1995.

The Karl Elser Wurster Memorial Award
One award is granted annually to a member of the second-year class. Consideration is given to academic merit, promise for ministry, and financial need.

The Paul J. Hoh Awards
Four awards are granted annually to Lutheran students, two from the second-year class and two from the final-year class. Consideration is given to academic merit and promise for ministry.

The Atonement, Asbury Park Preaching Award
One award is granted annually to a senior student selected by a faculty committee. The student must exemplify exceptional potential in the field of homiletics and preaching and have financial need.

The Dr. LeRoy Aden Scholarship in Pastoral Care
One award is granted annually to a senior student in the MDiv program. The student is nominated by the Integrative Area and approved by the faculty as having outstanding potential in the area of pastoral care.


Scholarships for Part -Time Students

Eby Scholarships
The Eby Scholarship for Graduate Studies students in the STM and DMin programs is available to any part-time matriculated graduate student. Student qualification is determined by application available in the Graduate School office. A $200.00 grant will be awarded for one registered course and $500.00 for two registered courses. Click to download the application form with more details: Eby Estate Scholarship Fund 2014-2015.

Leadership Grants for Part-Time Students
Part-time students in the MDiv, MAR, and MAPL programs enrolled in two or more courses a semester are eligible for a Leadership Grant during their first year of study. Each recipient will receive $795.00 for each of the first two semesters of study. Twenty Leadership Grants are available for the 2013-2014 academic year.


Urban Theological Institute (UTI) Scholarships

Black Church (UTI) Concentration students are eligible for a number of scholarships. These include:

The UTI Academic Award
This award is granted each fall to the African American UTI concentrations student preparing for ordained ministry. This student must have achieved the highest cumulative grade point average and have completed at least ten total academic units. A student may receive this award only once in his/her seminary academic career.



Direct Loans
In addition to seminary need-based grants and merit scholarships, low-interest loans are available through the federal government. The recommended maximum educational debt for a single student is $30,000.

To begin an application for a direct loan, visit the website and complete your Graduate Unsubsidized Master Promissory Note (MPN). You must complete the Entrance Counseling available at this site before any of the proceeds from your direct loan will be available to you.

Unsubsidized Direct Loan
(note: subsidized loans for graduate students were discontinued Fall 2011)
Eligibility for unsubsidized direct loans is based on the cost of attendance (COA) or, if other aid has been awarded, the estimated cost of attendance (EFC). These loans are available to students who are studying at least half-time (2 full units per semester). Financial need is not a requirement and students may either pay or defer interest while in school.

Questions regarding loan eligibility, packaging, or disbursements may be directed to:

Susan Kowalski
Financial Aid, The Lutheran Theological Seminary at Gettysburg
Phone: 717.338.3008

Other Sources of Financial Aid
It is important to consider and pursue non-seminary sources of financial aid for seminary expenses. Apply for aid from home congregations and local judicatory — synod, diocese, presbytery, etc. A list of other sources of financial aid is available by request from the financial aid office. Also, visit for a listing of available scholarships.

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"Centered in the Gospel of Jesus Christ, The Lutheran Theological Seminary at Philadelphia seeks to educate and form public leaders who are committed to developing and nurturing individual believers and communities of faith for engagement in the world."